December 28, 2025
Operating a business in a high-risk industry comes with challenges that traditional merchants rarely encounter. From elevated chargeback rates to regulatory scrutiny, businesses in these sectors […]
November 19, 2025
When your reserves are withheld by a payment processor, your business cash flow can quickly tighten. For many merchants, these withheld reserves can feel like frozen […]
March 1, 2019
The credit card brands’ rules and the state laws regarding credit card surcharges, cash discounts, and service fees are something that only a lawyer could love. […]
June 12, 2018
Accepting Bitcoin for Payments: The Legal Basics Part 3 of 3 In the first two parts of this three-part blog series, we reviewed a number of […]
June 5, 2018
Accepting Bitcoin for Payments: The Legal Basics Part 2 of 3 Cryptocurrencies like Ethereum and Bitcoin have become more well-known over the past few years. As […]
February 2, 2018
On February 15, the Ninth Circuit Court of Appeals will issue a decision that will have far-reaching consequences in the industrial hemp industry. The Court will […]
March 3, 2017
Late last month, Pennsylvania issued an advisory that its money transmitter regulations are violated when payments companies–payment facilitators and ISOs–collect money from consumers and forward it […]
March 1, 2017
The Federal Trade Commission and other government agencies have a newfound willingness to hold payment processors liable for the unlawful conduct of their merchants. This is […]
February 27, 2017
Every week, I get a call from an agent or ISO (whom we will simply call the “agent”) complaining that an ISO or other upstream processing […]