Merchant Account Lawsuit Lawyer
We know the payments industry inside and out.
We understand how the industry operates. Our clients include: acquirers, processors, PFs, ISOs, sales agents, and merchants – so we understand each party’s role and responsibilities in the payments chain. We are intimately familiar with Card Brand Rules, and regulatory requirements and prohibitions. We draft and review the range of payments contracts. When disputes arise we will advocate aggressively for our clients’ positions.
We know the key players and their reputations in the industry.
We routinely represent and counsel clients on all angles with disputes regarding:
- Reserves handling
- Early termination fees
- Processing and accounting errors
- Defense and indemnity claims
- Security interests
- Personal guarantees
- Other fee disputes
More specifically, we have successfully litigated disputes between processors and merchants in issues including:
- Return of reserves
- Gift cards and “friendly transactions”
- Improper use of multiple MIDs
- Mitigation of MasterCard BRAM and VISA’s Global Brand Protection Program fines
- Removal of merchants from MATCH and TMF list
As merchant account lawsuit lawyers, we have represented acquirers in disputes with their sponsored ISOs over processing issues and in dealings with Visa and MasterCard over consumer practice violations by their third party processors. We have defended acquirers against allegations of consumer practice violations – including claims that they aided and abetted their merchants’ violations and violated consumer practices directly through their RCC (Remotely Created Check) program.
We have also represented ISOs and agents in residual disputes. We have experience defending liability claims arising from events of a data breach.
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Frequently Asked Questions
You should hire a merchant account lawsuit lawyer if your payment processor has frozen your funds, terminated your account, or breached contract terms. Timely legal representation can prevent further financial loss and expedite a resolution.
Withheld funds can severely impact your business operations. An attorney can negotiate for the release of funds or pursue litigation if the processor violates contractual obligations.
Yes, we assist businesses facing unfair account terminations by investigating the case, identifying breaches of contract, and pursuing compensation. Our goal is to restore your business operations swiftly.
Key evidence includes your contract, communication records, and proof of financial harm. An attorney will help compile and present the strongest case possible.
Common issues include withheld funds, excessive chargeback fees, unfair account terminations, and hidden contract terms. We ensure your business rights are upheld in these scenarios.
High-risk industries like e-commerce, travel, and subscription services often face stricter scrutiny and higher fees, increasing the likelihood of account disputes.
Our pricing varies based on case complexity. We provide transparent cost estimates during the initial consultation, ensuring no hidden fees while delivering top-notch representation.
Common pitfalls include hidden fees, restrictive terms, unclear chargeback policies, and unfavorable termination clauses. Legal review of contracts can help avoid these issues.
Yes, we help businesses review contracts, negotiate better terms, and implement safeguards to prevent future issues with payment processors. Proactive legal advice can save you time and money.
If your merchant account is frozen, gather all relevant documents and contact an experienced attorney. Acting promptly can help resolve the issue and prevent further financial loss.
