About the firm
A pioneer in payment law.
From credit card compliance to MATCH list issues, attorney Theodore Monroe helps clients solve complex payment problems while staying ahead of regulatory challenges.
Strategic counsel. Proven results.
In 2002, Theodore Monroe founded TFM Law with a clear mission: to provide businesses facing complex, high-stakes disputes with strategic legal counsel that combines deep financial insight with practical solutions.
Since then, TFM Law has guided merchants, executives, and companies through challenging litigation, regulatory compliance, and contract disputes, earning a reputation for results-driven advocacy and thoughtful, personalized service.
Meet Theodore Monroe.
Theo Monroe combines decades of legal experience with a rare financial background to guide businesses through high-stakes disputes in payments, e-commerce, credit card processing, and FTC enforcement. He helps clients recover funds, structure processing relationships, draft contracts, and stay compliant, leveraging experience defending professional liability cases and working as a forensic accountant.
Licensed in California and Kentucky with a JD from Duke and BS in Accounting from the University of Kentucky, Theo’s blend of financial insight and litigation strategy makes him a trusted advisor for complex, high-stakes business challenges.
JD, Duke University Law School
BS with Honors, Accounting, University of Kentucky
California State Bar
Kentucky State Bar
Guiding Principles
Our principles are more than feel good words, they guide every case and client interaction we take on.
Transparency
We tell it like it is—no sugarcoating, just clear guidance aimed at achieving the best possible outcome.
In-Depth Insight
A pioneer in payment law, Theodore Monroe brings unmatched knowledge and experience to every client matter.
Industry Relationships
We prioritize long-term, trusted relationships with clients and payment processors, stepping in to help where others cannot.
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